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The Smart Payment Solution That Rewards Every Spend
HR-PAY Plus is a Hahnair branded, virtual, prepaid Mastercard. Issued by Glyde, it is designed for B2B travel payments. Travel agencies in South Africa can use HR-PAY Plus to pay domestic and international travel suppliers, such as airlines, hotels, car-rental providers, cruise operators, and rail services worldwide.
Participation is currently limited to IATA Go Standard agencies, subject to an eligibility check by Hahnair and Glyde.
HR-PAY Plus is the overall name of Hahnair’s card programme. It comprises a virtual card-based payment solution developed in partnership with Glyde and Mastercard, enabling agencies to make secure, convenient card payments, benefit from a streamlined payment experience and earn rebates on all virtual card spend.
An essential element of the programme is HR-PAY Global: a UATP-based, Hahnair–issued payment solution for HR-169 tickets. HR-PAY Global is also the platform Hahnair uses to credit HR Loyalty Incentives to agencies. Agencies can additionally value-load their HR-PAY Global accounts via simple local bank transfer.
Local value-load of HR-PAY Global accounts: Agencies can fund their HR-PAY Global accounts via Hahnair’s local South African reference bank account.
The benefits for agencies are numerous:
Hahnair Service Desk: service@hahnair.com or https://www.hahnair.com/de/contact.
Glyde: Any queries regarding Glyde`s business model, the bank account and the virtual card: support@glydepay.io
A convenient, secure payment solution that keeps your business moving - streamlining everyday transactions, improving cash flow visibility, and turning routine payments into added value.
Earn a 1% rebate with every travel-related spend
No cross-border mark-ups or fees
Keep costs predictable and enjoy international travel transactions without FX fees.
Unlimited cross-border payments
Make payments as often as your operations require; no restrictions on payment frequency.
3% interest p.a. on positive bank account balances
Earn interest on any funds held in your Glyde bank account, helping you optimize cash flow instead of letting funds sit idle.
Simplified reconciliation & reporting
Clear, structured, and automated transaction data to support smooth accounting and reporting.
One card, global reach
Use one payment method for both domestic and international suppliers.
100% virtual, maximum security
No plastic card; no risk of loss or misuse.
Tailored to each payment need
Create virtual cards within seconds for one-off or recurring payments.
Priority support
Hahnair will handle requests from participating travel agencies with priority.
No transaction delays
Immediately transfer money between accounts or across borders, eliminating common delays and reducing operational friction.
Advanced fraud prevention & security
HR-PAY Plus offers strong security and fraud‑prevention mechanisms, helping protect agencies against unauthorised transactions and payment misuse.
Reduced exposure compared to traditional cards
Virtual cards limit risk by avoiding card re-use, manual sharing of card details, and unnecessary exposure of sensitive payment data.
Choose the right card type for each everyday use case and maintain full control.
One‑time virtual cards
Ideal for single bookings, one‑off supplier payments, or high‑risk transactions, minimising fraud exposure and simplifying reconciliation.
Permanent virtual cards
Ideal for recurring suppliers, subscriptions, or regular operational payments, reducing setup effort while maintaining control.
Glyde is a B2B virtual card payment platform and a fully regulated South African digital bank to support B2B payments specifically designed to streamline supplier payments within the travel industry. As a registered Financial Service Provider (FSP) in South Africa and Hahnair`s partner bank, Glyde provides locally issued virtual cards that are accepted worldwide, ensuring travel - related transactions (anything that is land, air, sea or rail) are both cost-effective, secure and seamless.
Glyde provides a highly secure payment environment built on a zero-fee structure.
The core benefits include:
Glyde allows issuing of two main types of Mastercard virtual cards to suit different payment needs:
Limited Use Cards: Single-load cards with a fixed number of swipes and a predetermined expiry date, making them perfect for secure, one-off payments to suppliers.
Prepaid Cards: Reloadable, multi-use cards with a 5-year lifespan, ideal for recurring expenses or subscriptions. These cards feature auto-load capabilities and low-balance alerts.
Yes, the Glyde-issued Mastercard used in HR-PAY Plus is issued for specific travel categories (e.g. airlines, hotels, car rental, cruises, rail) with built-in merchant rules to limit fraud.
Glyde is fully aligned with local regulations and features a dedicated Compliance Tab specifically for South African Reserve Bank (SARB) reporting on cross-border transactions. It allows capturing third-party details (like a client's ID or Entity Registration) so that the transaction is correctly reported against the client's annual discretionary allowance, not the travel agencies.
Beyond non-capped and zero-fee cross-border payments, Glyde helps travel businesses eliminate painful monthly reconciliations by aligning customer payments directly with supplier invoices and refunds. It also reduces cash flow issues by allowing local funding and decreasing BSP guarantees. Additionally, because Glyde cards are Mastercard, they offer protection against potential airline liquidations.
Hahnair is a market-leading distribution provider in the aviation industry and a ticketing solution for travel agencies. With more than 25 years of experience, the global ticketing and distribution expert connects over 350 airlines with more than 100,000 travel agencies in 190 markets.
Travel businesses with a IATA Go Standard license; agency eligibility to become a member of HR-PAY Plus is validated by both Hahnair and Glyde, subject to KYC
Travel businesses are requested to complete an onboarding application form.
No.
There is no participation fee charged by Hahnair. Glyde does not charge a markup on cross-border card spend.
No. It is a prepaid virtual card linked to a Glyde bank account.
Any positive balance held in the virtual card‑associated Glyde bank account generates a 3% interest p.a., helping agencies optimize cash flow instead of letting funds sit idle.
There is no delay in transactions. Funds move immediately, eliminating the common delays agencies face when transferring money between accounts or across borders. This improves supplier relationships and reduces operational friction.
No, all travel-related spend in all countries is eligible for the HR-PAY Plus to be used. However, the travel agencies need to be located in South Africa and participate in South Africa BSP.
Glyde will open a card-related bank account for each agency onboarding HR-PAY Plus. Funds are loaded via bank transfer into the agency’s Glyde bank account. Once the balance is available, the virtual card can be used.
The virtual card can be used worldwide at merchants that accept Mastercard for eligible travel-related spend (air, hotel, car rental, rail, cruise, etc.).
It is recommended to check:
No. The virtual card can be used beyond Hahnair tickets for travel-related spend anywhere Mastercard is accepted, locally and cross-border.
Virtual card transactions are safe as there is no card plastic involved, transactions are purely virtual with card numbers being valid only for a limited period.
Both, the 0.5% Glyde client rebate as well as the 0.5% HR Loyalty Incentive are related to the spend generated with HR-PAY Plus; the more agencies use the virtual card, the more rebates and incentives they will earn.
The Glyde client rebates, net of refunds, and HR Loyalty Incentives will automatically be paid quarterly:
Agencies complete the online onboarding application and KYC with Glyde. Once the application is submitted with all required KYC documents, onboarding is typically completed within 10 business days. If anything is missing, Glyde will contact the agency to resolve it quickly.
Yes. They will sign a contract with Glyde, after successful completion of the KYC process. Additionally, a contract with Hahnair on the HR Loyalty Incentive element will be concluded.
Yes. In addition to receiving incentive payments, HR-PAY Global supports prepaid value-loading, so agencies can actively add funds to their HR-PAY Global account.
Once the agency has completed registration for HR-PAY Global, the relevant banking information will appear on the card details document the agency receives.
Yes. Agencies in South Africa can value-load their HR-PAY Global account in ZAR via a local bank transfer to a Hahnair ZAR bank account (local South Africa account), which serves as the reference/top-up account for HR-PAY Global. This avoids cross-border transfer fees.
Amounts received in that local Hahnair account will be credited 1:1 in ZAR to the agency’s HR-PAY Global account (also held in ZAR). The benefits in a nutshell:
Hahnair Service Desk: service@hahnair.com or https://www.hahnair.com/de/contact.
Glyde: Any queries regarding Glyde`s business model, the bank account and the virtual card: support@glydepay.io
